Terms of Use

These Terms of Use govern your access to and use of the services, platform, and content provided by Hazomeki ("we," "us," or "our") through hazomeki.com. By accessing or using our platform, you confirm that you have read, understood, and agree to be bound by these terms. If you do not agree, you must discontinue use immediately.

Your continued use of this platform constitutes your acceptance of these Terms of Use and any updates made to them. We reserve the right to modify these terms at any time. When changes are made, the "Last Updated" date at the top of this page will be revised. It is your responsibility to review these terms periodically.

To use this platform, you must:

• Be at least 18 years of age or the age of majority in your place of residence
• Have the legal capacity to enter into a binding agreement
• Not be prohibited from receiving services under applicable laws

By using this platform, you represent and warrant that you meet all eligibility requirements stated above.

Certain features of the platform may require you to register for an account. When registering, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.

You must notify us immediately at [email protected] if you become aware of any unauthorized use of your account or any breach of security. We are not liable for any loss or damage arising from your failure to protect your account credentials.

We reserve the right to suspend or terminate your account at our sole discretion, without notice, if we believe you have violated these terms or engaged in conduct harmful to other users or the platform.

You may use the platform solely for lawful purposes and in accordance with these Terms of Use. You agree to use the platform only to:

• Access educational content, seminars, and analytical materials provided by us
• Participate in discussions and interactive learning activities
• Communicate with other participants in a respectful and constructive manner
• Download or save content expressly made available for personal, non-commercial use

You agree not to engage in any of the following:

• Reproducing, distributing, or publicly displaying platform content without prior written authorization
• Uploading or transmitting malicious code, viruses, or any software intended to damage or interfere with the platform
• Attempting to gain unauthorized access to any part of the platform, servers, or associated systems
• Harvesting or collecting data from the platform using automated tools, bots, or scrapers
• Impersonating any person or entity, or falsely representing your affiliation with any person or entity
• Engaging in harassment, abuse, or discriminatory conduct toward other users
• Using the platform for any commercial solicitation without our express written consent
• Circumventing any access controls, security measures, or usage restrictions
• Posting content that is unlawful, defamatory, obscene, or otherwise objectionable

All content available on the platform — including but not limited to text, graphics, video recordings, seminar materials, analytical articles, course structures, and software — is the exclusive property of Hazomeki or its content licensors. This content is protected by applicable intellectual property laws. No content may be copied, reproduced, modified, or distributed without our express written permission.

If you submit, post, or share any content on the platform — such as discussion responses, comments, or uploaded files — you grant us a non-exclusive, royalty-free, worldwide licence to use, display, reproduce, and distribute such content solely for the purpose of operating and improving the platform. You retain ownership of your submitted content and represent that you have the right to grant this licence.

Any feedback, suggestions, or ideas you provide regarding the platform may be used by us without restriction or compensation to you.

The educational content provided on this platform, including materials related to economic indicators and analytical topics, is intended for informational and educational purposes only. While we strive to ensure accuracy and relevance, we do not warrant that any content is complete, current, or free from error. Content should not be construed as professional financial, investment, or advisory guidance. You are solely responsible for decisions made based on information obtained through the platform.

The platform may contain links to third-party websites or services that are not owned or controlled by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites. We encourage you to review the terms and privacy policies of any third-party services you access through our platform.

Access to certain seminars, programmes, or content may require payment of fees. All applicable fees will be clearly disclosed prior to purchase. By completing a purchase, you agree to pay the stated amount in full.

Refund eligibility is subject to the specific terms communicated at the time of purchase. Unless otherwise stated, fees are non-refundable once access to paid content has been granted. If you believe a refund is warranted, please contact us at [email protected] and we will review your request at our discretion.

The platform and all content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to:

• Implied warranties of merchantability and fitness for a particular purpose
• Warranties that the platform will be uninterrupted, error-free, or secure
• Warranties regarding the accuracy, reliability, or completeness of any content

Your use of the platform is entirely at your own risk.

To the fullest extent permitted by applicable law, Hazomeki, its officers, directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of, or inability to use, the platform. This includes but is not limited to loss of data, loss of revenue, or loss of opportunity, even if we have been advised of the possibility of such damages.

Our total aggregate liability to you for any claim arising under these terms shall not exceed the amount you paid to us in the twelve (12) months preceding the event giving rise to the claim, or one hundred dollars (CAD $100.00), whichever is greater.

You agree to indemnify, defend, and hold harmless Hazomeki and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses — including reasonable legal fees — arising out of or in connection with:

• Your use of or access to the platform
• Your violation of these Terms of Use
• Your violation of any third-party rights, including intellectual property or privacy rights
• Any content you submit or share through the platform

Your use of the platform is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. By using the platform, you consent to the collection and use of your information as described in our Privacy Policy.

We reserve the right to modify, suspend, or discontinue any part of the platform at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the platform or any part thereof.

These Terms of Use represent the entire agreement between you and Hazomeki with respect to your use of the platform and supersede all prior agreements, understandings, or representations. If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Our failure to enforce any right or provision of these terms shall not constitute a waiver of such right or provision.

If you have any questions, concerns, or requests regarding these Terms of Use, please contact us:

• Email: [email protected]
• Phone: +1 514 331 4584
• Address: 970 Burrard St #205, Vancouver, BC V6Z 2R4, Canada
• Website: hazomeki.com